It is inevitable that Medicare insurance premiums will increase along with inflation, but there are a few things we all can do to help keep costs down. At the moment, everything from booking appointments on line to downloading leaflets; sharing research and professional networking to joining support groups can be done via the internet and the more holistic, patient and community centred healthcare that the Government is proposing will only cement the role of IT in healthcare even further.\n\n1) Health Care Insurance based on Employment: A private health care insurance is like a health plan that is provided to each of the employees by the employer or the labor union. There are myriad Websites with information about health insurance companies. These policies are designed to help fill the gaps in Original Medicare.\n\nKeeping your health policy (whether it is an individual health policy or through COBRA) current is very important, since uninterrupted insurance will help protect you from future coverage exclusions. If you buy a Medicare Supplement plan, depending on the plan, you may be able to get up to 100% coverage for for Medicare-approved amounts for your health care.\n\nBeleaguered taxpayers already have ample experience with government “efficiency,” from the post office to the Pentagon. Finding the right one can be a bit of a challenge and all of these plans come with copays, premiums and out of pocket expenses that must be met along the way.\n\nBecause those who have Medicare coverage are usually retired persons with fixed income the cost of having to purchase and maintain a Medigap policy can be cost prohibitive. Qualified ex-employees-those who were let go as a result of a layoff or downsizing between September 2008 and December 2009-were able to take advantage of affordable health insurance made possible by the government’s subsidization.